by Tony DelGiorno | Apr 1, 2015 | Elder Law, Long-Term Care
When hiring a caregiver, it is important to put the contract in writing. The Illinois Department of Healthcare and Family Services, along with the courts, can be especially strict about requiring contracts when caregivers are relatives, but a formal agreement may...
by Tony DelGiorno | Jul 1, 2014 | Elder Law, Health Care, Long-Term Care, Medicare/Medicaid
The monthly cost of a nursing home can easily reach or exceed $5,000 per month. Most seniors do not have monthly income that comes close to that figure. Therefore, if one does not have long term care insurance, the next source of payment is either your assets or the...
by Tony DelGiorno | Jan 1, 2011 | Elder Law, Health Care, Long-Term Care
Much ado about nothing. That is the phrase that comes to mind when I hear opponents of the recently enacted health reform legislation decry the use of “Death Panels”. These so-called death panels are actually the provision in the health reform law (which was removed)...
by Tony DelGiorno | Oct 1, 2010 | Elder Law, Health Care, Long-Term Care, Medicare/Medicaid
On August 13, 2010, the Illinois Department of Human Services, after several years of delay, issued rules to implement the Deficit Reduction Act of 2005, which will cause great hardship to the elderly who may have given assets or income away and find themselves in...
by Tony DelGiorno | Jul 1, 2010 | Elder Law, Financial Planning, Long-Term Care, Medicare/Medicaid
Trying to avoid Uncle Sam or just being able to hide your assets away is as American as apple pie. However, what you do, how you do it, and when you do it can have harsh consequences, especially for senior citizens. Routinely, I am asked, “Can’t I just give my money...
by Tony DelGiorno | Jul 1, 2009 | Elder Law, Financial Planning, Long-Term Care, Medicare/Medicaid
Let’s be honest, nobody wants to go to a nursing home, but the time may come that it is a necessity for one’s safety and well being. The greatest challenge that a family faces is finding the resources to pay for expensive nursing home care, which can be an average of...
